Hospital shield insurance 3

For those who have current medical problems, enrolling into a normal medical shield insurance plan, would most probably result in a medical exclusion in your medical plan. (Medical exclusion means if your current medical problem happens, the insurance plan would not cover the expanses). Example if u have exisiting high blood pressure, your insurance company might not want to cover u under stroke or heart diseases.

As such it would be worth considering the Aviva Moratorium underwriting, where there is no need to declare your current medical condition. Upon approval by Aviva, and when 5 yrs of pre-exisiting medical condition does not arise, it would be almost equivalent to a normal medical underwriting shield insurance plan

Check out more details in the Aviva website under Brochure and Forms
http://www.aviva.com.sg/life-and-health/for-individuals/health.html